Terms & Conditions

These Terms of Service govern your use of the Panedit.com website and services. By accessing or using our Site, you agree to be bound by these terms.

Table of Contents:

  1. General Terms

  2. Intellectual Property Rights

  3. Linking and Framing

  4. Disclaimers

  5. SMS/Text Messaging

  6. Warranties

  7. Indemnification

  8. Online Commerce

  9. Interactive Features

  10. Registration and Passwords

  11. Limitation of Liability

  12. Educational Purposes

  13. Termination

  14. Refund Policy

  15. Copyright (DMCA)

  16. Governing Law

  17. Contact Information

1. General Terms

This website (the "Site") is owned and operated by Panedit.com ("Panedit.com," "we" or "us"). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Panedit.com.

Important: Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

2. Intellectual Property Rights

Our Limited License to You This Site and all the materials available on the Site are the property of us and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal noncommercial use.

You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not:

  • Modify, copy, reproduce, republish, upload, post, transmit, or translate any material from the Site

  • Sell, create derivative works, exploit, or distribute any material from the Site in any manner or medium

  • Use any material from the Site for commercial purposes

You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings, photos and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text or otherwise, you are representing:

  • That you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material

  • That you are thirteen years of age or older

Critical: When you submit, email, text or deliver or post any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose.

You acknowledge and agree that any contributions originally created by you for us shall be deemed a "work made for hire" under Section 101 of the United States Copyright Law. Panedit.com shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media throughout the universe, in perpetuity, in all languages.

3. Limitations on Linking and Framing

You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission:

  • Frame or inline link any of the content of the Site

  • Incorporate into another website or other service any of our material, content or intellectual property

4. Disclaimers

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites.

Neither we nor affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Site or on websites linked to by us on the Site.

Important: If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not Panedit.com.

Neither Panedit.com nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Furthermore, Panedit.com neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statement made on any of the Sites by anyone other than an authorized Panedit.com representative while acting in his/her official capacity.

5. SMS/Text Messaging Terms & Privacy

Program Description By opting in to receive text messages from Panedit.com, you agree to receive recurring marketing promotions, account alerts, order updates, and customer support messages from Panedit.com at the mobile number provided. Consent is not a condition of any purchase.

Frequency Message frequency varies based on your interaction with us.

Cost and Fees Message and data rates may apply to all text messages sent to or from you. Please contact your wireless provider for more information about your text plan and costs.

Carrier Liability Carriers are not liable for delayed or undelivered messages.

Information Collection We may collect your mobile phone number and information about your subscription to our messaging program (such as the date/time you opted in, the opt-in source, and message delivery details). We may also collect the content of messages you send to us.

Privacy & Data Sharing (Strict No-Sharing Policy) We take your privacy seriously. We do not sell, rent, or trade your mobile number. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How to Opt Out You can opt out at any time by replying STOP to any message. We will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

Support/Help For help, reply HELP to any message or contact us at [email protected].

6. Warranties

IMPORTANT DISCLAIMER THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY PANEDIT.COM AND ANY THIRD-PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

7. Indemnification

You agree at all times to defend, indemnify and hold harmless Panedit.com, its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.

8. Online Commerce

Certain sections of the Site may allow you to purchase many different types of products and services online that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services.

If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information obtained during your visit to that merchant's online store or site, and the information that you give as part of the transaction, may be collected by both the merchant and us.

Important: You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site.

Your Responsibilities

  • You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site

  • You agree to use the Site for legitimate, non-commercial purposes only

  • You agree not to make any purchases for speculative, false or fraudulent purposes

  • You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so

Personal Use Only Your purchase is for personal use only. Sharing of purchases is not permitted and will be considered unauthorized, an infringing use of our copyrighted material, and may subject violators to liability.

If payment for a course is declined, our system will automatically disable access to our premium materials. We'll make every attempt to contact you to help resolve this issue. Once the billing issue is resolved, we'll restore access.

9. Interactive Features

This Site may include a variety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feedback to us and real-time interaction between users.

Important: Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services on the Site, lies with each user – you alone are responsible for the material you post or send.

Prohibited Uses It is a condition of your use of the Site that you do not:

  • Restrict or inhibit any other user from using and enjoying the Site

  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity

  • Interfere with or disrupt any servers or networks used to provide the Site or its features

  • Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person

  • Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means

  • Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site

  • Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind

  • Post or transmit any information, software or other material that violates or infringes upon the rights of others

  • Post or transmit any information, software or other material that contains a virus or other harmful component

  • Post, transmit or exploit any information, software or other material for commercial purposes, or that contains advertising

  • Advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our express written approval

  • Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site

Content Moderation Panedit.com may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to the message boards, chats or other public forums in the future.

Panedit.com or its designated agents may remove or alter any user-created content at any time for any reason. Panedit.com has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites.

Community Standards We occasionally include access to an online community as part of our programs. We want every single member to add value to the group. Therefore, we reserve the right to remove anyone at any time.

10. Registration and Passwords

Registration To access certain features of the Site, we may ask you to provide certain demographic information including your gender, year of birth, zip code and country. In addition, if you elect to sign-up for a particular feature of the Site, such as chat rooms, web logs, or bulletin boards, you may also be asked to register with us on the form provided.

You agree to provide true, accurate, current and complete information about yourself as prompted by the Site's registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

Passwords To use certain features of the Site, you will need a username and password, which you will receive through the Site's registration process. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account.

Important: You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

11. Limitation of Liability

CRITICAL LIMITATION UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY.

(BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.)

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE'S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS.

12. Educational Purposes

IMPORTANT DISCLAIMER PANEDIT.COM IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.

WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY SECURITY, OR FUND.

OUR INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS.

We do not offer or provide tax, legal or investment advice and you are responsible for consulting tax, legal, or financial professionals before acting on any information provided by us.

This Site is continually under development and Panedit.com makes no warranty of any kind, implied or express, as to its accuracy, completeness or appropriateness for any purpose.

You acknowledge and agree that no representation has been made by Panedit.com or its affiliates and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in this program.

13. Termination

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination.

The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive any termination.

14. Refund Policy

Your purchase of a product or service or ticket to an event may or may not provide for any refund. Each specific product, service, event or course will specify its own refund policy.

15. Copyright (DMCA)

The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law.

If you believe in good faith that materials hosted by Panedit.com infringe your copyright, you, or your agent may send to Panedit.com a notice requesting that the material be removed or access to it be blocked.

All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details.

Panedit.com's Copyright Agent: [email protected]

16. Governing Law

This Agreement shall be binding upon and inure to the benefit of Panedit.com and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of Panedit.com.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Nevada, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or federal courts located in Clark County, Las Vegas, Nevada, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

17. Contact Information

If you have questions regarding these Terms or our Text Messaging program, please contact us at:

Panedit.com 2061 Lordsburg Ln. Las Vegas, NV 89134 Email: [email protected]